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If you’re a small business that takes in more than $10k/month of credit card or debit card payments, then signing up with a merchant account provider might save you some money in card processing costs. (If you take under $10k/month, we recommend you look at a third-party processor first.) In… Read More »Five Great Merchant Account Providers for Small Businesses

If you’re a small business just starting out, your first encounter with taking credit and debit card payments is probably with a third party payment processor. (They’re also known as payment aggregators.) It’s usually easy to sign up with them, and you can take payments basically right away. After you… Read More »Third Party Payment Processors and Their Typical Charges

Remember checks (or cheques)? They’re used less and less these days. There’s even a Saturday Night Live tutorial if you’ve forgotten how to write one or how to use them. But all kidding aside, checks are still a good way to pay for less time-sensitive items. And, for businesses in… Read More »How eCheck and Check Processing Work

Depending on your type of business, you might need wire transfers quite often or not at all. Wire transfers tend to involve a lot of money that must be sent on a certain date. If you run a retail business, most daily activities won’t require that. But if you’re a… Read More »How Wire Transfers Work, for Small Businesses

If you ask a random person whether they’ve heard of an ACH transfer, they’ll probably answer no. But if you ask if they’ve ever used paycheck direct deposit or paid a bill online from their bank account, they’ll probably say yes. The fact is, these are all ACH transactions going… Read More »How an ACH Transfer Works, for Small Businesses

Depending on which study you look at, debit cards are either the number one or number two preferred payment method of American consumers. So, as a small business, you’ll want to be able to take debit card payments. Fortunately, this is easy to set up. Most, if not all, payment… Read More »How Debit Card Processing Works, for Small Businesses

If you have an online or physical store, then dealing with refunds and returns are an everyday fact of life. In fact, if you sell online, up to 30% of such sales are returned. Not only do you have to deal with return shipping and restocking, you have to give… Read More »Trouble in Credit Card Processing Paradise: Refunds, Chargebacks, and the MATCH List

We’re becoming a cashless society. And, depending on which study you look at, people seem to prefer to pay with a credit card than with a debit card. As a business owner, this means you’ll have to take credit card payments just to survive. But taking credit card payments can… Read More »Easy Peasy Guide to How Credit Card Processing Works

You know those barcodes that you swipe across a scanner at checkout to total up your purchase? If your business makes anything to wholesale to retail stores, you’re going to need one of those barcodes. Technically, they’re called UPC barcodes, UPC numbers, or UPC codes. We’ll tell you what they… Read More »How to Get a UPC Barcode for Your Product